Many aging women worry about running out of money. This is no surprise because women tend to outlive men.This can be compounded by the fact that most women trail their male counterparts when it comes to retirement savings. Some studies suggest that in aggregate women have half as much set aside for retirement as men. A Prudential Financial report found that due to earning discrepancies, smaller Social Security benefits, and less retirement accumulation, women have, on average, 42% less in retirement income than men. A UBS study reports that, ultimately, 8 out of 10 women will at some point be solely responsible for their financial well-being.