Wealth Planning
Our approach begins with a strategic plan that addresses the unique needs and goals of the individual and family. We surround our clients with the resources and talent needed for their unique circumstances.
- Cash flow projections and budgeting
- Net worth projections
- Retirement analysis
- Education funding
- Qualified plans
- Deferred compensation
- Executive Comp
- Use of debt (Leveraging assets, credit lines)
- Asset allocation
- Diversification strategies
- Stock option and restricted stock analysis
- Concentrated positions
- Personal income tax
- Tax free exchanges (1031, 1035, etc.)
- Qualified conservation easements and development rights sales
- State residency and domicile
- Retirement & Equity-Based Compensation Planning
- Stock grants, RSAs, RSUs, SARs, Phantom Stock
- Qualified Plans (Pensions, DB, & DC Plans)
- NQDC Plans
- Stock option and restricted stock analysis
- Wills and Revocable Trusts
- Powers of Attorney
- Health care directives; living wills
- Asset titling
- Beneficiary designations and coordination of interests
- Marital and property agreements
- QTIPs
- Special needs trusts
- State residency and domicile
- Gift, estate, or GST tax concerns, complex wealth transfer, or multi-gen planning
- Lifetime transfers
- Irrevocable trust planning (IDGTs, annuity and uni trusts, BDITs, dynasty trust, QPRTs
- Qualified conservation easements and development rights sales
- Decanting
- Post-mortem planning (Liquidity, disclaimers, portability, 6166, Graegin loans)
- Hard to value assets (Art Work, Licensing Fees & Royalties, IP, RE)
- Entity structure
- Governance agreements
- Business succession and transition
- Risk Management
- Integration of Business Interests with Estate Planning & Equalization Strategies
- Keep/Sell planning
- Family dynamics
- Advanced strategies (ESOP, SARs, phantom stock)
- Debt Management
- Retirement Plans for Closely-Held Businesses
- Life Insurance
- Insurance premium finance
- Disability
- Long Term Healthcare
- Asset protection planning strategies
- DAPTs
- Lifetime gifting and transfers
- Gift annuities
- Lead trusts (CLATs and CLUTs)
- Remainder trusts (CRUTs, CRATs, NIMCRUT, etc.)
- Private and Family Foundations
- Supporting Organizations
- Donor Advised Funds
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